Loan Calculator

Compare home, car, and personal loans side-by-side with totals and EMI breakdowns.

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Loan Calculator

Monthly payment, total interest and full amortization for home, car and personal loans.

Loan amount — ₹10,00,000

₹

Interest rate — 9% p.a.

Tenure — 10 years (120 months)

Monthly EMI

₹12,667.58

Total interest

₹5,20,109.29

Total payment

₹15,20,109.29

Principal 65.8%Interest 34.2%

Year-wise breakdown

Year	Principal	Interest	Balance
1	₹64,634	₹87,377	₹9,35,366
2	₹70,697	₹81,314	₹8,64,669
3	₹77,329	₹74,682	₹7,87,340
4	₹84,583	₹67,428	₹7,02,757
5	₹92,517	₹59,494	₹6,10,240
6	₹1,01,196	₹50,815	₹5,09,044
7	₹1,10,689	₹41,322	₹3,98,355
8	₹1,21,072	₹30,939	₹2,77,282
9	₹1,32,430	₹19,581	₹1,44,853
10	₹1,44,853	₹7,158	₹0

How to use Loan Calculator

1
Enter loan details
Set the principal amount, annual interest rate and tenure in years.
2
See monthly payment
The monthly payment updates live, alongside total interest and total repayment amount.
3
Study the amortization
The year-wise table shows how much of each payment goes to principal vs interest and your outstanding balance.
4
Export the schedule
Download the full month-by-month amortization schedule as CSV.

About Loan Calculator

Compare home, car, and personal loans side-by-side with totals and EMI breakdowns.

Use Loan Calculator when you need to compare loans and total cost. Review the available options in the interface, process your input, and check the result before saving or copying it.