SIP Calculator

See how your mutual-fund SIP grows over time with compound returns and inflation.

Available nowNo account requiredCalculators

SIP Calculator

Project mutual-fund SIP growth with compounded monthly returns.

Monthly investment — ₹10,000

₹

Expected annual return — 12%

Duration — 10 years

Total invested

₹12,00,000.00

Estimated returns

₹11,23,390.76

Maturity value

₹23,23,390.76

Year-wise growth

Year	Invested	Gains	Value
1	₹1,20,000	₹8,093	₹1,28,093
2	₹2,40,000	₹32,432	₹2,72,432
3	₹3,60,000	₹75,076	₹4,35,076
4	₹4,80,000	₹1,38,348	₹6,18,348
5	₹6,00,000	₹2,24,864	₹8,24,864
6	₹7,20,000	₹3,37,570	₹10,57,570
7	₹8,40,000	₹4,79,790	₹13,19,790
8	₹9,60,000	₹6,55,266	₹16,15,266
9	₹10,80,000	₹8,68,215	₹19,48,215
10	₹12,00,000	₹11,23,391	₹23,23,391

How to use SIP Calculator

1
Enter monthly investment
Set how much you plan to invest each month via SIP.
2
Set expected return
Pick a realistic long-term equity return — 10–12% for diversified Indian equity funds, 6–7% for debt.
3
Choose duration
Longer durations dramatically increase the power of compounding — try 5, 10 and 20 years to compare.
4
Read the projection
The maturity value, total invested and estimated returns update live. The year-wise table shows growth compounding month after month.

About SIP Calculator

See how your mutual-fund SIP grows over time with compound returns and inflation.

Use SIP Calculator when you need to project your sip investment returns. Review the available options in the interface, process your input, and check the result before saving or copying it.

Frequently asked questions

This tool uses the standard future-value-of-annuity formula: FV = P × ((1+i)^n − 1) / i × (1+i), assuming contributions at the start of each month and monthly compounding.